Needs a label
Places the app can't sort on its own. Pick a category once and every past and future charge from that place follows.
Nothing needs a label right now.
Sorted by the AI helper
The AI picked these categories. Pick another one to change it; your choice always wins.
Possible transfers?
Same amount out of one account and into another, a few days apart, but nothing says it is a transfer. Until you answer, both sides are counted in Money in and Money out.
Nothing to check.
Your own money moving
Moves between your own accounts and card bill payments. They are not spending and not income, so they are left out of Money in and Money out.